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arXiv research

A locally-built, LLM-digested index of recent arXiv papers in quant finance, geometry/topology, and statistical ML — keyword search served straight from SQLite on this machine.

168,932 papers · 148 categories

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48 results for real home

Examines how extending home loan durations affects French households financially.

problem Financial implications for households with extended home loan durations.
method Analysis of French and international home loan systems, including bullet loans and Japanese home loans.
result Extending home loan durations can reduce monthly payments but raises financial risks.

Paper explores activity recognition and prediction in real homes using sensor data and video.

problem Improving accuracy of activity recognition and prediction in real home environments.
method Binary sensor data, depth video data, field trial, probabilistic methods, LSTM networks, transfer learning, IIR filter.
result Achieved good accuracy in predicting next sensor event and its mean time of occurrence using LSTM model.

Optimal buying and selling times for homes in fluctuating interest rates.

problem Maximizing profit from buying and selling homes in a market with variable interest rates.
method Nested optimal stopping problem solved using a nonnegative concave majorant approach.
result Investor's optimal buying and selling strategies derived for CIR interest rates.

Recently, a wide range of smart devices are deployed in a variety of environments to improve the quality of human life. One of the important IoT-based applications is smart homes for healthcare, especially for elders. IoT-based smart homes enable elders' health to be properly monitored and taken care of. However, elder…

2018-08-18abs ↗pdf ↗

The paper introduces mortgage-rate-adjusted home prices to help buyers and adjust housing indices.

problem Impact of mortgage rates on home prices and property purchase decisions.
method Derives mortgage-rate-adjusted 'effective price' and constructs a price-mortgage rate neutrality line.
result Mortgage rates significantly affect home prices over long periods but not during the pandemic.

Human activity recognition using smart home sensors is one of the bases of ubiquitous computing in smart environments and a topic undergoing intense research in the field of ambient assisted living. The increasingly large amount of data sets calls for machine learning methods. In this paper, we introduce a deep learnin…

2018-04-19abs ↗pdf ↗

This paper presents a case study of a recommender system that can be used to save energy in smart homes without lowering the comfort of the inhabitants. We present an algorithm that uses consumer behavior data only and uses machine learning to suggest actions for inhabitants to reduce the energy consumption of their ho…

2015-09-18abs ↗pdf ↗

Study uses SVM to predict weather-induced home insurance claims and losses.

problem Assessing future weather-induced home insurance claims and losses for disaster preparedness.
method Support Vector Machine (SVM) regression for forecasting future claim dynamics.
result Illustrates SVM approach in forecasting weather-induced home insurance claims in a Canadian city.

In this article, we develop a model for the evolution of real estate prices. A wide range of inputs, including stochastic interest rates and changing demands for the asset, are considered. Maximizing their expected utility, home owners make optimal sale decisions given these changing market conditions. Using these opti…

2009-07-10abs ↗pdf ↗

New method generates geolocated synthetic populations from real data.

problem Generating synthetic populations with explicit geographic coordinates.
method Mapping coordinates into a latent space using Normalizing Flows (NF), then combining with other features in a Variational Autoencoder (VAE).
result NF+VAE architecture outperforms existing methods in generating geolocated synthetic populations.

The real estate market is exposed to many fluctuations in prices because of existing correlations with many variables, some of which cannot be controlled or might even be unknown. Housing prices can increase rapidly (or in some cases, also drop very fast), yet the numerous listings available online where houses are sol…

2018-09-13abs ↗pdf ↗

Study shows how algorithmic prediction affects US housing market, reducing racial wealth disparities.

problem Impact of algorithmic prediction on housing market and racial wealth disparities.
method Natural experiment using digitization of housing records to study entry, allocation, and prices.
result Digitization leads to increased sale prices for minority-owned homes, reducing racial wealth disparities.

Process mining is a research field focused on the analysis of event data with the aim of extracting insights in processes. Applying process mining techniques on data from smart home environments has the potential to provide valuable insights in (un)healthy habits and to contribute to ambient assisted living solutions. …

2016-09-12abs ↗pdf ↗

FedRule uses graph neural networks to recommend rules for smart homes without centralizing data.

problem Manual rule setup for smart devices is inefficient and privacy-compromising.
method FedRule constructs user-specific graphs for rule recommendation, using federated learning to protect privacy.
result FedRule achieves comparable performance to centralized methods and outperforms others.

New mortgage contracts reduce underwater default by adjusting loan balances, but must balance prepayment incentives.

problem Underwater default incentives in mortgages.
method Analyzes automatic balance adjustment and prepayment penalties in mortgage contracts.
result Automatic balance adjustments are preferable to traditional contracts at certain spreads, reducing underwater default.

Non-intrusive load monitoring or energy disaggregation involves estimating the power consumption of individual appliances from measurements of the total power consumption of a home. Deep neural networks have been shown to be effective for energy disaggregation. In this work, we present a deep neural network architectur…

2018-12-10abs ↗pdf ↗

We analyze the quarterly average sale prices of new houses sold in the USA as a whole, in the northeast, midwest, south, and west of the USA, in each of the 50 states and the District of Columbia of the USA, to determine whether they have grown faster-than-exponential which we take as the diagnostic of a bubble. We fin…

2005-06-03abs ↗pdf ↗

Homeownership boosts wealth and welfare compared to renting, according to new research.

problem The conventional wisdom that renting is better than owning a home.
method Block-bootstrap lifecycle simulation to compare homeownership and renting strategies.
result Homeownership generates more wealth and welfare gains than renting, especially for households with high labor income.

Automated valuation model uses diverse data sources for real estate appraisal.

problem Accurate and efficient automated valuation of real estate properties.
method Web data acquisition and machine learning model combining structural and geographical data.
result The model achieves high prediction accuracy for real estate values.

AutoTune learns wireless identifiers for facial recognition in real-world settings.

problem Facial recognition requires extensive user training, making it impractical for widespread deployment.
method Uses ambient wireless identifiers to train deep neural networks for facial recognition without user effort.
result Demonstrates a system that continuously refines facial recognition using wireless identifiers over time.

Detecting patterns in real time streaming data has been an interesting and challenging data analytics problem. With the proliferation of a variety of sensor devices, real-time analytics of data from the Internet of Things (IoT) to learn regular and irregular patterns has become an important machine learning problem to …

2018-11-16abs ↗pdf ↗

We detail our ongoing work in Flint, Michigan to detect pipes made of lead and other hazardous metals. After elevated levels of lead were detected in residents' drinking water, followed by an increase in blood lead levels in area children, the state and federal governments directed over $125 million to replace water se…

2018-06-10abs ↗pdf ↗

Novel approach integrates Multivariate Square-root Lasso into Synthetic Control for high-dimensional data.

problem Challenges in practical implementation and computational efficiency of Synthetic Control method for high-dimensional disaggregated data.
method Integrates Multivariate Square-root Lasso into Synthetic Control framework.
result Demonstrates superior computational efficiency without compromising estimation accuracy.

Robots detect and recognize objects in real-time for better manipulation.

problem Real-time object detection and recognition for humanoid robots.
method Modified YOLOv3 algorithm, quantization, and re-arrangement of layers for low-compute NAO robots.
result Robots can perform real-time detection, recognition, and localization of objects.