Research examines motivations and factors influencing retailers' payment method choices.
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Mobile payment incentives optimized using merchant transaction networks.
New model predicts multiple future trends from merchant transactions.
Proposes a multi-stream RNN model for predicting merchant transactions.
Model improves fraud detection for new scenes with limited data.
OTT services are replacing traditional telecom services, affecting revenue streams.
Economic complexity reflects the amount of knowledge that is embedded in the productive structure of an economy. By combining tools from network science and econometrics, a robust and stable relationship between a country's productive structure and its economic growth has been established. Here we report that not only …
The Social Internet of Things (SIoT), integration of the Internet of Things and Social Networks paradigms, has been introduced to build a network of smart nodes that are capable of establishing social links. In order to deal with misbehaving service provider nodes, service requestor nodes must evaluate their trustworth…
Service system dynamics occur at the interplay between customer behaviour and a service provider's response. This kind of dynamics can effectively be modeled within the framework of queuing theory where customers' arrivals are described by point process models. However, these approaches are limited by parametric assump…
An online learning framework optimizes pricing and capacity in service systems.
Machine learning methods are widely used for a variety of prediction problems. \emph{Prediction as a service} is a paradigm in which service providers with technological expertise and computational resources may perform predictions for clients. However, data privacy severely restricts the applicability of such services…
This paper is the first attempt to formalize a new field of economics; studding the Intangibles Goods available on the Internet. We are taking advantage of the digital world's specific rules, in particular the zero marginal cost, to propose a theory of trading & sharing unified. A function based money is created as a w…
This paper presents approaches to determine a network based pricing for 3D printing services in the context of a two-sided manufacturing-as-a-service marketplace. The intent is to provide cost analytics to enable service bureaus to better compete in the market by moving away from setting ad-hoc and subjective prices. A…
Paper introduces privacy-preserving deep-learning service.
This paper tackles fair same-day delivery service by optimizing regional service rates.
Digital Financial Services continue to expand and replace the delivery of traditional banking services to the customers through innovative technologies to meet the growing complex needs and globalization challenges. These diversified digital products help the organizations (service providers) to improve their firm perf…
AutoML has become a popular service that is provided by most leading cloud service providers today. In this paper, we focus on the AutoML problem from the \emph{service provider's perspective}, motivated by the following practical consideration: When an AutoML service needs to serve {\em multiple users} with {\em multi…
With the widespread use of machine learning (ML) techniques, ML as a service has become increasingly popular. In this setting, an ML model resides on a server and users can query it with their data via an API. However, if the user's input is sensitive, sending it to the server is undesirable and sometimes even legally …
Computable contracts simplify financial transactions and reduce legal costs.
AI agent predicts industry and product/service codes for companies.
Classification-as-a-Service (CaaS) is widely deployed today in machine intelligence stacks for a vastly diverse set of applications including anything from medical prognosis to computer vision tasks to natural language processing to identity fraud detection. The computing power required for training complex models on l…
In the last two decades, automatic extractive text summarization on lectures has demonstrated to be a useful tool for collecting key phrases and sentences that best represent the content. However, many current approaches utilize dated approaches, producing sub-par outputs or requiring several hours of manual tuning to …
Voice-enabled interactions provide more human-like experiences in many popular IoT systems. Cloud-based speech analysis services extract useful information from voice input using speech recognition techniques. The voice signal is a rich resource that discloses several possible states of a speaker, such as emotional sta…
Noise injection improves inference privacy in DNN models.
Study on electronic banking satisfaction in Nigeria.
Recently, mobile operators in many developing economies have launched "Mobile Money" platforms that deliver basic financial services over the mobile phone network. While many believe that these services can improve the lives of the poor, a consistent difficulty has been identifying individuals most likely to benefit fr…
Automated service classification plays a crucial role in service discovery, selection, and composition. Machine learning has been widely used for service classification in recent years. However, the performance of conventional machine learning methods highly depends on the quality of manual feature engineering. In this…
Cloak identifies essential features to preserve prediction privacy without provider collaboration.
The authors characterize flexibility in power and energy markets considering time, spatiality, resource, and risk.
Recently, the online car-hailing service, Didi, has emerged as a leader in the sharing economy. Used by passengers and drivers extensive, it becomes increasingly important for the car-hailing service providers to minimize the waiting time of passengers and optimize the vehicle utilization, thus to improve the overall u…
In recent years, a number of artificial intelligent services have been developed such as defect detection system or diagnosis system for customer services. Unfortunately, the core in these services is a black-box in which human cannot understand the underlying decision making logic, even though the inspection of the lo…
Paper uses RL to optimize SFC deployment and VNF management in NFV networks.
This papers presents a deep learning-based framework to predict crowdsourced service availability spatially and temporally. A novel two-stage prediction model is introduced based on historical spatio-temporal traces of mobile crowdsourced services. The prediction model first clusters mobile crowdsourced services into r…
Framework optimizes targeting high-need individuals while estimating treatment effects.
The grid integration of intermittent Renewable Energy Sources (RES) causes costs for grid operators due to forecast uncertainty and the resulting production schedule mismatches. These so-called profile service costs are marginal cost components and can be understood as an insurance fee against RES production schedule u…
DeepSIP predicts network failures' impact using CNN from syslog and traffic data.
This paper tackles AI model governance challenges in financial services.
Mobile crowdsourcing has become easier thanks to the widespread of smartphones capable of seamlessly collecting and pushing the desired data to cloud services. However, the success of mobile crowdsourcing relies on balancing the supply and demand by first accurately forecasting spatially and temporally the supply-deman…
With the growth of user-generated content, we observe the constant rise of the number of companies, such as search engines, content aggregators, etc., that operate with tremendous amounts of web content not being the services hosting it. Thus, aiming to locate the most important content and promote it to the users, the…
The paper assesses VASPs' solvency using multiple data sources.
BESS shows potential in European markets for frequency support, but not for energy arbitrage.
Developing reliable workload predictive models can affect many aspects of clinical decision making procedure. The primary challenge in healthcare systems is handling the demand uncertainty over the time. This issue becomes more critical for the healthcare facilities that provide service for chronic disease treatment be…
The key characteristic of a true free market economy is that exchanges are entirely voluntary. When there is a monopoly in the creation of currency as we have in today's markets, you no longer have a true free market. Features of the current economic system such as central banking and taxation would be nonexistent in a…
Auto dealerships receive thousands of calls daily from customers who are interested in sales, service, vendors and jobseekers. With so many calls, it is very important for auto dealers to understand the intent of these calls to provide positive customer experiences that ensure customer satisfaction, deep customer engag…
We consider the decentralized exploration problem: a set of players collaborate to identify the best arm by asynchronously interacting with the same stochastic environment. The objective is to insure privacy in the best arm identification problem between asynchronous, collaborative, and thrifty players. In the context …
BreachRadar detects points-of-compromise in bank transactions to prevent fraud.
FinTech framework clusters innovations for financial services.
The paper provides an algorithm for the risk estimation when a company selects an outsourcing service provider for innovation product. Calculations are based on expert surveys conducted among customers and among providers of outsourcing. The surveys assessed the degree of materiality of species at risk.