A locally-built, LLM-digested index of recent arXiv papers in quant finance, geometry/topology, and statistical ML — keyword search served straight from SQLite on this machine.
Paper examines how income support affects retirement decisions for low-income individuals.
App enhances midwives' skills in low-income countries.
Transportation systems can be conceptualized as an instrument of spreading people and resources over the territory, playing an important role in developing sustainable cities. The current rationale of transport provision is based on population demand, disregarding land use and socioeconomic information. To meet the cha…
Increasingly, a huge amount of statistics have been gathered which clearly indicates that income and wealth distributions in various countries or societies follow a robust pattern, close to the Gibbs distribution of energy in an ideal gas in equilibrium. However, it also deviates in the low income and more significantl…
Deciding effective and timely preventive measures against complex social problems affecting relatively low income geographies is a difficult challenge. There is a strong need to adopt intelligent automation based solutions with low cost imprints to tackle these problems at larger scales. Starting with the hypothesis th…
The results of R^2 dynamical random surface model (2-dimensional quantum gravity with a term) are applied to explain the personal income distribution. A scale invariance exists if there is not the term in the action. The R^2 term provides a typical scale and breaks the scale invariance explicitly in the low…
Credit scores misclassify borrowers, especially minorities, leading to inequitable access.
Study optimizes CT and microinsurance for efficient social protection in low-income countries.
We analyze the data on personal income distribution from the Australian Bureau of Statistics. We compare fits of the data to the exponential, log-normal, and gamma distributions. The exponential function gives a good (albeit not perfect) description of 98% of the population in the lower part of the distribution. The lo…
Artificial intelligence, or AI, enhancements are increasingly shaping our daily lives. Financial decision-making is no exception to this. We introduce the notion of AI Alter Egos, which are shadow robo-investors, and use a unique data set covering brokerage accounts for a large cross-section of investors over a sample …
The study examines how climate risk influences sovereign debt default decisions.
Prize linked savings accounts provide a return in the form of randomly chosen accounts receiving large cash prizes, in lieu of a guaranteed and uniform interest rate. This model became legal for American national banks upon bipartisan passage of the American Savings Promotion Act in December 2014, and many states have …
Global catastrophe risk pools increase financial resilience by diversifying risk and including more countries.
Model shows how confidence feedback can lead to different crisis outcomes.
We present a stochastic agent-based model for the distribution of personal incomes in a developing economy. We start with the assumption that incomes are determined both by individual labour and by stochastic effects of trading and investment. The income from personal effort alone is distributed about a mean, while the…
We investigate the hierarchical structures of countries based on electricity consumption and economic growth by using the real amounts of their consumption over a certain time period. We use of electricity consumption data to detect the topological properties of 60 countries from 1971 to 2008. These countries are divid…
Study examines financial performance determinants of Kenyan microfinance banks.
In the last decade, the digital age has sharply redefined the way we study human behavior. With the advancement of data storage and sensing technologies, electronic records now encompass a diverse spectrum of human activity, ranging from location data, phone and email communication to Twitter activity and open-source c…
Herein, we applied statistical physics to study incomes of three (low-, medium- and high-income) society classes instead of the two (low- and medium-income)classes studied so far. In the frame of the threshold nonlinear Langevin dynamics and its threshold Fokker-Planck counterpart, we derived a unified formula for desc…
New indicator detects financial strain through smart meter data.
This study considers a model of the income distribution of agents whose pairwise interaction is asymmetric and price-invariant. Asymmetric transactions are typical for chain-trading groups who arrange their business such that commodities move from senior to junior partners and money moves in the opposite direction. The…
AI-driven tax policies improve economic equality and productivity.
Study highlights fairness issues in travel behavior prediction models.
One shirt size cannot fit everybody, while we cannot make a unique shirt that fits perfectly for everyone because of resource limitation. This analogy is true for the policy making. Policy makers cannot establish a single policy to solve all problems for all regions because each region has its own unique issue. In the …
Unified theory explains housing cycle across metros, showing credit expansion impacts.