Explainable AI improves human decision accuracy but does not enhance it significantly.
problem Improving human decision-making through explainable AI.
method Comparing human decision accuracy with and without AI predictions, including or excluding explanations.
result Providing AI predictions improves human decision accuracy, but explanations do not significantly enhance it.
Survey reviews explainability in AI for healthcare, emphasizing trust and transparency.
problem Lack of transparency hinders AI adoption in healthcare.
method Comprehensive literature review to guide explainable AI design.
result Quantitative evaluation metrics are needed for some explainability properties.
This paper reviews methods to improve AI explainability in finance.
problem Lack of explainability in AI models, especially in finance.
method Categorizes methods to improve explainability of deep learning models.
result Provides a comparative survey of methods to enhance AI explainability.
FST.ai 2.0 improves Taekwondo decision-making with AI, reducing review time and increasing trust.
problem Fair, transparent, and explainable decision-making in Taekwondo.
method Pose-based action recognition, epistemic uncertainty modeling, interactive dashboards.
result 85% reduction in decision review time, 93% referee trust in AI-assisted decisions.
Paper defines XAI concepts using category theory.
problem Lack of precise mathematical definitions for XAI.
method Uses Category theory to define XAI concepts rigorously.
result Establishes a theoretical foundation for XAI.
The paper explores AI in finance, focusing on XAI's role in enhancing interpretability and trust.
problem The need for AI in finance and the importance of XAI for better decision-making.
method Tracing AI's evolution in finance, highlighting XAI's role, and demonstrating through simulations.
result XAI enhances trust in AI systems, leading to more responsible decision-making.
Enhances explainability of AI models without sacrificing accuracy.
problem Lack of interpretability in black-box models like Deep Neural Networks and Gradient Boosting.
method Co-supervised Local Model Synthesis (SynthTree) using Mixture of Linear Models (MLM).
result Statistical models significantly enhance explainability of AI models.
Framework enhances AI explainability by aligning with human cognitive models.
problem Lack of explainability in AI models hinders trust and accountability.
method Integrates explainability techniques with Malle's five category model of behavior explanation.
result Demonstrates practical relevance in credit risk assessment and regulatory analysis.
A method compares AI corrections to a base model for explaining predictions.
problem Creating explanations for AI predictions.
method Introduces a surrogate model to correct a simpler base model and provides criteria for accuracy and fidelity.
result Induces neighborhoods of instances with ideal accuracy and fidelity.
ALPODS AI diagnoses high-dimensional biomedical data with human-understandable explanations.
problem AI decisions in high-dimensional biomedical data are not explainable to humans.
method ALPODS method classifies data based on clusters and generates fuzzy reasoning rules.
result ALPODS provides understandable explanations for AI diagnoses.
RIG extends IG to Riemannian manifolds for explainable AI.
problem Lack of explainability in AI models.
method Extension of Integrated Gradients to Riemannian manifolds.
result RIG restricts to IG in Euclidean space.
New method explains survival analysis models using median-SHAP.
problem Need for explainable AI in medical applications, especially for survival analysis.
method Introduces median-SHAP for explaining survival analysis models.
result Conventionally used mean anchor point can lead to misleading interpretations; median-SHAP provides a better approach.
Artificial Intelligence (AI) has become an integral part of domains such as security, finance, healthcare, medicine, and criminal justice. Explaining the decisions of AI systems in human terms is a key challenge--due to the high complexity of the model, as well as the potential implications on human interests, rights, …
Quant 4.0 uses AI to automate, explain, and incorporate knowledge in investment.
problem Limitations of deep learning in quant investment.
method Automated AI, Explainable AI, Knowledge-driven AI.
result Improves investment decision-making through automation, interpretability, and prior knowledge integration.
We are used to the availability of big data generated in nearly all fields of science as a consequence of technological progress. However, the analysis of such data possess vast challenges. One of these relates to the explainability of artificial intelligence (AI) or machine learning methods. Currently, many of such me…
New AI technique explains neural net decisions over time.
problem Difficulty of explaining AI decisions in time series data.
method Proposes a novel XAI technique for deep learning methods.
result Preserves and exploits the natural time ordering of data.
Exploring a new method to explain AI models in medical devices.
problem Lack of explainability in AI models used in medical devices.
method Using the Jacobian matrix to measure model response stability to small perturbations.
result A first step towards a perturbation-based explanation of AI models.
Financial decisions impact our lives, and thus everyone from the regulator to the consumer is interested in fair, sound, and explainable decisions. There is increasing competitive desire and regulatory incentive to deploy AI mindfully within financial services. An important mechanism towards that end is to explain AI d…
As artificial intelligence and machine learning algorithms make further inroads into society, calls are increasing from multiple stakeholders for these algorithms to explain their outputs. At the same time, these stakeholders, whether they be affected citizens, government regulators, domain experts, or system developer…
This paper enhances credit risk management using explainable AI techniques.
problem Lack of transparency and explainability in AI models for credit risk management.
method Implement LIME and SHAP for explaining ML-based credit scoring models.
result Demonstrates practical challenges and solutions for XAI methods in finance.
Unified view of improving tree model interpretability and debiasing feature importance.
problem Improving interpretability and debiasing feature importance in tree-based models.
method Demonstrates a common thread among bias correction methods and local explanations for trees.
result Points out a bias in explainable AI for trees algorithms due to inbag data inclusion.
AI techniques explain synthetic tabular data weaknesses.
problem Challenges in evaluating synthetic tabular data quality.
method Apply explainable AI to a binary detection classifier.
result Reveals inconsistencies, unrealistic dependencies, or missing patterns in synthetic data.
The paper compares ML models for credit scoring and investment decisions using explainable AI.
problem The opacity of machine learning models in financial services.
method Comparison of various machine learning models (single classifiers, ensembles, neural networks) and explainability techniques (LIME, SHAP).
result Ensemble classifiers and neural networks outperform in credit scoring models.
AutoML enhances credit decisions with XAI for better transparency.
problem Transparency in AI-driven financial decisions.
method Combining AutoML and XAI (SHAP) for credit scoring.
result Improved efficiency and accuracy in credit decisions with enhanced transparency.
DILP improves fraud detection explainability without significant performance boost.
problem Improving fraud detection explainability in machine learning.
method Differentiable Inductive Logic Programming (DILP) for fraud detection with data curation.
result DILP provides comparable results to traditional methods but lacks significant advantage.
The paper uses XAI to predict RFQ fulfillment accuracy.
problem Improving accuracy in predicting RFQ fulfillment for less liquid asset classes.
method Advanced algorithms like Logistic Regression, Random Forest, XGBoost, and Bayesian Neural Tree.
result Improved accuracy in RFQ fill rate predictions.
This review explores methods to explain deep neural networks and their applications.
problem Understanding the decision-making process of deep neural networks.
method Overview of interpretability methods, theoretical foundations, and comparative evaluations.
result Demonstrates the effectiveness of explainable AI in various applications.
The ability to explain decisions made by AI systems is highly sought after, especially in domains where human lives are at stake such as medicine or autonomous vehicles. While it is often possible to approximate the input-output relations of deep neural networks with a few human-understandable rules, the discovery of t…
Paper explains distance-based classifiers using neural network structures.
problem Making distance-based classifiers explainable.
method Uncovering latent neural network structures in distance-based classifiers.
result Novel explanation approach outperforms baselines.
This review clarifies XAI for regression models and establishes new theoretical insights.
problem Lack of XAI techniques for regression models, especially in safety-critical applications.
method Clarifies conceptual differences, establishes theoretical insights, provides demonstrations, discusses challenges.
result Novel theoretical insights and demonstrations of XAI for regression models.
Automates investor/company matching with AI, explaining decisions.
problem Matching companies and investors is hard due to limited data and need for explanations.
method Representation learning for small datasets + parameterized explanation generation.
result System performs well on matching task and explains decisions.
Explaining AI systems is fundamental both to the development of high performing models and to the trust placed in them by their users. The Shapley framework for explainability has strength in its general applicability combined with its precise, rigorous foundation: it provides a common, model-agnostic language for AI e…
Develops Shapley explainability solutions respecting data manifold.
problem Tenable assumption of uncorrelated features in Shapley explainability.
method Two solutions: generative modelling and direct learning of Shapley value-function.
result On-manifold Shapley explainability overcomes drawbacks of 'off-manifold' values.
Data science principles enhance AI interpretability for better user control.
problem Risks from opaque AI models without clear impacts.
method Synthesizes principles from interpretability literature, emphasizing audience goals.
result Illustrates basic techniques and criteria for evaluating interpretability.
AI helps in drug discovery with understandable explanations.
problem Understanding the complex models behind AI-generated drugs.
method Explainable AI methods to interpret deep learning models.
result Improved interpretability of AI-generated drug properties.
We develop a theory of higher-order feature attribution for complex models.
problem Interpreting feature contributions in models with interactions is challenging.
method We extend Integrated Gradients (IG) to higher-order feature attributions.
result We establish natural connections to statistics and topological signal processing.
Artificial intelligence (AI) generally and machine learning (ML) specifically demonstrate impressive practical success in many different application domains, e.g. in autonomous driving, speech recognition, or recommender systems. Deep learning approaches, trained on extremely large data sets or using reinforcement lear…
This thesis tackles bias in AI decision-making in banking.
problem Bias in AI-driven banking decisions.
method Understanding, mitigating, and accounting for bias in AI systems.
result Establishment of Responsible AI practices for fair decision-making.
New method explains predictive uncertainty by focusing on second-order effects.
problem Explaining predictive uncertainty in machine learning models.
method CovLRP, CovGI, etc., based on second-order effects.
result Predictive uncertainty is dominated by second-order effects.
We describe the concept of logical scaffolds, which can be used to improve the quality of software that relies on AI components. We explain how some of the existing ideas on runtime monitors for perception systems can be seen as a specific instance of logical scaffolds. Furthermore, we describe how logical scaffolds ma…
AI systems that explain their decisions can be monitored for harmful intentions.
problem Monitoring AI systems' decision-making processes for harmful intentions is imperfect and can miss some misbehavior.
method Monitoring the chain of thought (CoT) of AI systems that communicate in human language.
result CoT monitoring is a promising but fragile approach to AI safety.
ExKMC improves explainable k-means clustering by balancing accuracy and simplicity.
problem Limited explainable methods for unsupervised learning.
method Develops ExKMC, a new algorithm that uses a decision tree with k′ leaves to explain k-means clustering, trading explainability for accuracy. result ExKMC produces a low-cost clustering that outperforms existing methods.
Research tackles distribution shift issues in ML to improve AI reliability.
problem Distribution shift limits ML reliability and trustworthiness.
method Study three distribution shifts (perturbation, domain, modality) and investigate robustness, explainability, adaptability.
result Proposes effective solutions and fundamental insights for enhancing ML robustness, adaptability, and safety.
CoExBO optimizes lithium-ion batteries with user input, enhancing trust and efficiency.
problem User distrust in Bayesian optimization due to opacity and lack of user input.
method Preference learning and iterative explanation to integrate user insights.
result Algorithm converges to optimal solution even with adversarial user inputs.
Federated learning predicts financial distress across U.S. states without centralizing data.
problem Predicting financial distress across U.S. states using sensitive data without centralization.
method Cross-silo federated learning, interpretable AI techniques, machine learning model for categorical data.
result Identifies both global and state-specific predictors of financial hardship.
Hides the complexity of neural networks, making them more transparent.
problem Lack of transparency in Neural Networks hinders their adoption.
method Proposes Hide-and-Seek (HnS) framework for training interpretable neural networks.
result Interpretable neural networks can be trained without sacrificing predictive power.
This paper explores good practices for AI explainability in finance.
problem Complex financial models lack transparency and interpretability.
method Exploring good practices for deploying explainability in AI-based financial systems.
result Developing effective XAI tools for the financial industry.
Proposes a framework for generating explainable AI exemplars.
problem Need to explain decisions of complex deep learning models.
method Generative model with evolutionary strategy to synthesize exemplars.
result Framework is generic and model-agnostic for various data types.