Research
On-device research index

arXiv research

A locally-built, LLM-digested index of recent arXiv papers in quant finance, geometry/topology, and statistical ML — keyword search served straight from SQLite on this machine.

168,657 papers · 148 categories

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104208312416 · Jun 202019922001200920172026
48 results for consumer classification

LDA-XGB1 balances fairness and accuracy in lending models.

problem Fair lending practices and model interpretability in binary classification.
method Biobjective optimization using binning and information value, leveraging XGBoost.
result Achieves effective balance between accuracy, fairness, and interpretability.

This study examines how fashion consumption affects self-confidence and buying behavior in Iranian consumers.

problem Understanding the role of self-confidence in fashion buying behavior.
method A questionnaire was used to collect data from 400 consumers in Tehran's clothing market. Structural equations and factor analysis were employed to test the model.
result Interest in fashion, personal taste, utilitarianism, and new products positively impact self-confidence, and self-confidence positively impacts fashion buying behavior.

Method detects multi-timescale consumer spending patterns from receipts.

problem Understanding and managing consumer behavior in high-dimensional data.
method Non-negative tensor factorization (NTF) to extract multi-timescale expenditure patterns.
result Consumption patterns are characterized based on spending behavior over different timescales.

Consumer Demand Response (DR) is an important research and industry problem, which seeks to categorize, predict and modify consumer's energy consumption. Unfortunately, traditional clustering methods have resulted in many hundreds of clusters, with a given consumer often associated with several clusters, making it diff…

2017-02-05abs ↗pdf ↗

Automated recognition and classification of bacteria species from microscopic images have significant importance in clinical microbiology. Bacteria classification is usually carried out manually by biologists using different shapes and morphologic characteristics of bacteria species. The manual taxonomy of bacteria typ…

2019-12-04abs ↗pdf ↗

Study finds consumers are more price-sensitive before livestreams than after.

problem Understanding consumer demand during livestreaming lifecycle.
method Examined consumer demand for live events and recorded versions using data from a livestreaming platform.
result Demand is more price-sensitive before livestreams than after.

A new ride-hailing subsidy system uses deep causal networks to estimate consumer elasticity.

problem Estimating consumer elasticity with subsidies in ride-hailing industry.
method Introduces a consumer subsidizing system using deep causal networks to address confounding effects.
result Effective in estimating the uplift effect of subsidies without confounding.

CROCS clusters consumer behaviour from smart meters, capturing variability and robustness.

problem Insufficient consumer segmentation in existing clustering methods.
method Two-stage clustering framework: first stage clusters daily load profiles, second stage uses WSMD for set-to-set comparison.
result CROCS captures intra-consumer variability and robustness to anomalies and missing data.

The success of neural networks in image classification has inspired various hardware implementations on embedded platforms such as Field Programmable Gate Arrays, embedded processors and Graphical Processing Units. These embedded platforms are constrained in terms of power, which is mainly consumed by the Multiply Accu…

2020-02-23abs ↗pdf ↗

The study identifies extremal dependence in financial markets using a bootstrap-based testing procedure.

problem Accurately identifying extremal dependence in multivariate heavy-tailed financial data.
method Bootstrap-based testing procedure applied to U.S. and Chinese stock returns.
result The U.S. exhibits more isolated clustering of dependent assets compared to China.

Paper proposes a method to estimate consumer valuations from bundle sales data.

problem Estimating consumer valuations from bundle sales data using classical methods is challenging.
method Proposes an approach using EM algorithm and Monte Carlo simulation to estimate consumer valuations from bundle sales data.
result The approach can recover the distribution of consumers' valuations and is robust to unobserved no-purchases and clustered market segments.

Study predicts purchasing decisions of online food delivery customers.

problem Understanding and predicting consumer purchasing decisions in online food delivery.
method Used machine learning techniques including CART, C4.5, random forest, and rule-based classifiers to predict purchasing decisions.
result C4.5 decision tree model outperformed others with 91.67% accuracy.

Study improves retail demand forecasting by integrating macroeconomic data.

problem Lack of accurate demand forecasting due to incomplete data.
method Enriched time series data with macroeconomic variables; compared regression and machine learning models.
result Improved accuracy in predicting retail demand through comprehensive data integration.

System designs for analyzing and pricing non-performing consumer credit portfolios.

problem Technical challenges in analyzing and pricing portfolios of non-performing consumer credit loans.
method Bottom-up architecture, simultaneous quantile regression, R-copula, Gaussian one-factor copula model.
result Successfully developed a methodology for analyzing credit portfolio risks of consumer loans.

GBS uses machine learning to design products based on consumer preferences.

problem Designing products to meet consumer preferences.
method GBS is a discrete choice experiment that uses machine learning to adaptively construct paired comparison questions.
result GBS outperforms existing methods in accuracy and sample efficiency.

Study on self-consuming generative models with diverse human curation, focusing on convergence and stability.

problem Analyzing self-consuming generative models with heterogeneous human curation.
method Investigates the asymptotic behavior of retraining dynamics using nonlinear Perron--Frobenius theory and Banach contraction mapping.
result Improves convergence results and provides stability and non-stability analyses for the model.

We develop a probabilistic consumer choice framework based on information asymmetry between consumers and firms. This framework makes it possible to study market competition of several firms by both quality and price of their products. We find Nash market equilibria and other optimal strategies in various situations ra…

2013-12-13abs ↗pdf ↗

Understanding consumption dynamics and its impact on the whole economy and welfare within the present economic crisis is not an easy task. Indeed the level of consumer demand for different goods varies with the prices, consumer incomes and demographic factors. Furthermore crisis may trigger different behaviors which re…

2017-04-23abs ↗pdf ↗

New model uses symmetries and scaling laws to predict consumer advertising response.

problem Understanding consumer response to advertising efforts.
method Introduces a physics-based mathematical model to describe consumer response dynamics.
result The model better captures nonlinearities in advertising effects and provides new parameters for audience engagement.

Paper presents a novel time series clustering algorithm for financial inclusion.

problem Difficulty in understanding consumer financial behavior without restrictive credit scoring.
method Developed a novel time series clustering algorithm.
result Allows institutions to offer unique financial products based on customer needs.

We study the effects of introducing information inefficiency in a model for a random linear economy with a representative consumer. This is done by considering statistical, instead of classical, economic general equilibria. Employing two different approaches we show that inefficiency increases the consumption set of a …

2016-10-05abs ↗pdf ↗

AL2 progressively penalizes network activations to prevent overfitting.

problem Avoiding overfitting in neural networks with limited training data.
method Progressive Activation Loss (PAL) method to regularize network representations.
result AL2 outperforms traditional regularization methods on benchmark datasets.

Current auto loans converge to super-prime credit despite remaining underwater.

problem Inefficient consumer behavior in auto loans leading to suboptimal credit risk.
method Large-sample statistical hypothesis test on transition matrix between risk bands.
result All current risk bands converge to super-prime credit, despite remaining underwater.

Automates design of lightweight neural networks for image classification.

problem Designing efficient neural networks for edge devices with limited computational resources.
method Uses the Mesh Adaptive Direct Search (MADS) algorithm to optimize network architecture.
result Achieves comparable performance to standard methods with fewer design trials.